1. Coverage overview

This policy protects your home and belongings. Review the terms below to understand the protection included in your plan.

2. Your policy

Your agreement describes the insured property, the period of protection and the people included in your plan.

Keep a copy of this document with your other records.

3. Insurance protection

This insurance policy provides coverage for eligible losses, subject to the terms, conditions and exclusions set forth in this document.

The policy is designed to protect against covered events that occur during the policy period.

4. Making a claim

Contact your provider as soon as possible after an incident. Include supporting documents and photographs with your claim.

5. Payments

Your premium and payment dates are shown in the schedule. Keep your payment confirmations for future reference.

6. Coverage details

Your coverage includes eligible damage to your property and belongings. The limits and deductible are listed in your policy schedule.

Read the exclusions carefully before submitting a claim.

7. Renewing your policy

Review your details before renewal and contact your provider if your circumstances have changed.